Finance Test 2 Elements
Last Modified: 2014-06-18
a system by which contributions are made to a fund which will provide benefits to an employee after retirement or upon death/disablement
A term sometimes used to describe the supervision/regulation of institutions such as banks, building societies and friendly societies where the supervising authority seeks to ensure that the depositors are protected by the institution in question being financially sound.
A measure of the financial strength of a bank or securities firm, usually expressed as a ratio of its capital to its assets.
A term used to describe the capital adequacy of a bank. Tier I capital is core capital, this includes equity capital and disclosed reserves.
- Regular payment made into a fund by an employee toward a future pension.
- A pension of this type paid to a retired person.
- The market in which new securities are originally sold to investors.
Companies raise money for investment projects. Investment bankers specialize in arranging financing for companies in the primary market. Investment bankers often act as underwriters, buying newly issued stock from the company and then reselling the stock to the public
The risk of a change in the price of a security in the
secondary market because of a change in the market
- give a claim to future income through payments of interest
- are found in money an capital markets
- represent loan arrangements
- can be issued by governments and corporations
- Bonds, Debentures, Notes, Junk Bonds
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